Terms and Conditions

Legal and Privacy

2 Broad Street
Ramsgate
Kent
CT11 8NW
T:01843 852 500
F:01843 607 319
E:info@a1credit.co.uk

Data Protection Act 1998 Registration Number: Z8821280

Legal Information

General

This web site (the "Site") is owned and operated by Client Data Solutions Limited and any access to this Site is governed by these terms and conditions.
If these terms and conditions are not accepted in full, you do not have permission to access this Site and therefore should cease using the Site immediately.
If there is any conflict between these terms and conditions and rules and/or specific terms of use appearing on this Site relating to specific material then the latter shall prevail.

Intellectual Property

All copyright, database rights and other intellectual property rights in the material on this Site (the "Content") belong to Client Data Solutions Limited. Individuals who access and/or use this Site will not obtain intellectual or other proprietary rights in the Content.
You may print or download to a local hard disk Content from this Site for your personal use only.
You may not otherwise copy, distribute, sell or publish any of the Content of the Site without prior written permission.

Liability

Client Data Solutions Limited endeavors to ensure the accuracy and completeness of all the information on the Site. However, you should always check any information on the Site before making any decisions based on that information.
Except in the event of death or personal injury caused by our negligent acts or omissions, we shall not be liable in any way for any damages arising in contract, tort (including negligence) or otherwise in respect of loss or damage arising out of or in connection with your use of the Site. In no event Client Data Solutions Limited be liable for any direct, indirect or consequential damages in contract or tort (including negligence), including loss of profit, loss or damage to property or relating to claims made by third parties.
This Site may contain links to third party web sites which are not under the control of Client Data Solutions Limited. Client Data Solutions Limited is not responsible for the material on such third party sites, links to which are provided solely as a convenience.

Jurisdiction

These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales . Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales .

Privacy policy

Client Data Solutions Limited takes its responsibilities regarding privacy of customer information very seriously. This policy explains how we use any customer information and how we protect your privacy.

Why do we need customer information and how do we use it?

When applying for a loan quotation via Client Data Solutions Limited, we need to know your name, address, telephone and fax numbers, email address, gross income, loan details. We do not process your loan application ourselves. These details are passed to our loan partners to provide a quotation.
This information allows our loan partners to process your application and tailor a loan to suit your needs and circumstances.

When applying for a mortgage quotation we need to know your name, address, telephone and fax numbers, email address, employment and income details, any adverse credit and County Court Judgment details, etc as required on our Mortgage Enquiry Form.

 

We use tracking software to monitor customer traffic patterns and site usage to help us develop the design and layout of the site. This software does not enable us to capture any personally identifying information.

Client Data Solutions Limited does not obtain credit searches.

What security do we use to protect your information?

In order to comply with our obligations under the Data Protection Acts of 1984 and 1998, we also follow strict security procedures in the storage and disclosure of information which you have given us, to prevent unauthorised access to that information.

Does Client Data Solutions Limited disclose the information it collects to outside parties?

We submit your personal and loan details to our carefully selected loan partners, currently Essential Loans, 352 Birmingham Road, Bromsgrove, Worcestershire. Also Freedom Finance, Freedom House, Church Street, Wilmslow, Cheshire, or Central Capital, 3rd Floor, Austin House, Stannard Place, St. Crispins Rd, Norwich, Norfolk, NR3 1PX who will contact you directly to discuss your application.

All Mortgage details are passed to our selected Mortgage Broker, The Mortgage Shop ( Kent ) Limited, St. Peters Park Road, Broadstairs Kent . CT10 3PL.

We never disclose your personal information to any other source.

Your consent

In using this web site, you consent to the collection and use of this information by Client Data Solutions Limited in the ways described above.
If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and in what circumstances we disclose it.