Lloyds TSB Loansdirect
General information
Lloyds Bank and the Trustee Savings Bank, two of the best-known names on the high street, merged in 1995 to form Lloyds TSB. Lloyds TSB benefits from its accumulated experience and prestige, and has become one of the largest providers of personal finance services and products in the country. Lloyds TSB also owns Cheltenham and Gloucester and Scottish Widows.
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Features of the Lloyds TSB Loansdirect personal loan
One advantage of a loan with Lloyds TSB Loansdirect is that a decision will be received the next working day. Joint applications and debt consolidation are both possible.
Another useful feature of the Lloyds TSB Loansdirect loan is that you can obtain a free bankers draft, which is as good as cash and can be used to buy more expensive items.
It should be noted that there is no deferment period with this loan, nor are there any repayment holidays available. Another drawback is that if you decide to pay off the loan early you will have to pay an early redemption fee.
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Comparison of the Lloyds TSB Loansdirect with other UK loans
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