Goldfish
If you're interested in a Goldfish Loan, its probably a good idea to use the A1Credit.co.uk loan comparison service to view the best deals on offer.
Obviously with so many loans available from a variety of lenders, its hard know which loan provider offers the best deal. Remember, the cheapest monthly rate is not necessarily the best deal.
The Goldfish Loan is offered by Goldfish Financial Services which is owned by Lloyds TSB Bank. Goldfish also provides insurance and credit card facilities.
Click here to apply for a no obligation loan quote.
General information
In the late 1990s, Goldfish (a trading name of Lloyds TSB) made a successful impact on the credit card market with an innovative loyalty scheme for the Goldfish credit card, with the fastest-growing card in the UK. In addition to credit cards, Goldfish offers personal loans, insurance products and travel services.
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About Goldfish Loans
The Goldfish loan has banded interest rates, which means the interest rate depends on the amount you wish to borrow. You would therefore need to check the amount you are borrowing against other lenders to make sure you are receiving the best rate possible.
You should note that for a loan of over £5,000 (Goldfish Loans top band for interest rates), you will be charged a very reasonable rate. However, it is still worth using the A1Credit.co.uk comparison service to shop around for the best deal.
Goldfish loans start at £1,000 and you will find that many lenders do not offer such small lending facilities. There are also no hidden set up costs.
Note: It is common practice for banks to charge more for low value loans.
Considerations
You should consider how much you want to borrow, how long for and what monthly payment you can afford. The shorter the term of the loan the less interest you will pay in the long run.
Features of the Goldfish personal loan
The Goldfish personal loan is a fixed rate loan. With a fixed APR your interest rate is fixed at the same level for the life of your loan, guaranteeing that your monthly repayments will never change.
Goldfish does not charge an arrangement fee.
The perfect loan
Once you've considered the type of loan you require it would be advisable to compare all of the loans around to find the one best suited to your needs. This can be done fairly simply by using the A1Credit.co.uk comparison service, just provide us with a few loan criteria details and a suitable list of loans will be returned to you. You can even apply online.
Comparison of the Goldfish personal loan with other UK loans
The sheer number of loans on the market makes choosing the right one for you confusing.
Because it uses information that you provide, the A1Credit.co.uk loan comparison service is the easiest way to find the best loan for you. A1Credit list many of the lowest rate any purpose personal and secured loans, variable and fixed rate and compare with others. You answer a few questions such as the amount you want to borrow and amount of time you would like to repay it in, and A1Credit.co.uk searches its comprehensive database of all UK loans to find the cheapest ones for you. Perhaps the Goldfish personal loan is the best choice for you.
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