Hedging

Hedging is a strategy used to offset investment risk. Usually makes use futures or options.

Higher Rate Tax

In the UK income tax regulations, bands of personal income are taxed at different rates. The highest rate of income tax is currently set at 40% and is payable on taxable earnings above £28,000.

Home Income Plan

These plans allow elderly homeowners to free their equity tied up in their property to purchase an income and increase their standard of living. Homeowners can release this capital without having to sell their home.